Policy Type:

Single Trip

Annual Multi-Trip

Policy Type.

Select the type of policy most suitable for your needs. Single Trip means a ‘one-off’ trip, whereas purchasing an Annual Multi-Trip policy may cover an unlimited number of trips throughout the 12 month Period of Insurance. Please note our Annual Multi-Trip policies can only be purchased with a start date of no more than 30 days from today.

Country of Residence:

Country of Residence.

All persons to be insured must reside at a permanent address within the EU to be eligible for cover.

Destination:

Geographical Areas.

Please click here to get a comprehensive list of geographical area definition.

Date Leaving:

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Date Returning:

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Who do you want to insure?

Driver(s)

One Individual Travelling.
Please note for persons aged 66 years or more at date of payment of insurance premium, double the standard rates apply and cover is not available for persons aged over 69 years unless agreed by the insurer.

Family Rate
For families travelling together a special premium applies based on 2.5 times the adult rate. This provides for two adults under 66 years and up to four children aged 18 years or less.

Traveller 1 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 2 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 3 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 4 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 5 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 6 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 7 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 8 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 9 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 10 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 11 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 12 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 13 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 14 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 15 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 16 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 17 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 18 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 19 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 20 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 21 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 22 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 23 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 24 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 25 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 26 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 27 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 28 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 29 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 30 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 31 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 32 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 33 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 34 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 35 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 36 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 37 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 38 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 39 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 40 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 41 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 42 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 43 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 44 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 45 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 46 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 47 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 48 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 49 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Traveller 50 Date of Birth:

If you have a pre-existing medical condition, you must declare this now.

• No conditions declared.

Declare Condition(s)

Add another Traveller

Get Quotes

Get up and Go with our Car Rental Excess Insurance

Save on the waiver cost you’ll find at the hire desk when you take out a policy with LowerHire – the rental car excess insurance specialists.

Single Trip Prices From £8.36

Annual Trip Set Price £61.25

Up to £2,500 of excess reimbursement for accidental damage
No excess on accidental damage claims
Covers damage to the roof, sunroof, windows, undercarriage and tyres
Up to £500 per year of car key cover AND MORE!

Don't Let your Rental Plans Backfire – Travel Safe with LowerHire.

What is Car Rental Excess Insurance?

If you have ever hired a vehicle you’ll know that the rental company will provide you with a Collision Damage Waiver (CDW) and Loss Damage Waiver (LDW) before you drive away. This will make sure that you’re not liable to pay in full for any repairs to the vehicle if it is damaged or stolen while in your care. However, what many drivers don’t realise is that a CDW doesn’t cover the cost of the excess fee… which can sometimes amount to thousands of pounds. Unexpected payouts like this can really put a red light on your travel plans.

Here at LowerHire we don’t just provide rental car excess insurance – we give peace of mind to thousands of customers every year. Invest in a policy for as little as £8.36 and relax in the knowledge that you can reclaim any costs incurred if your vehicle is damaged or stolen. Family trip, road trip, business trip… exorbitant excess fees are one trip hazard you won’t need to worry about.

What Does Your Policy Cover?

Both our annual and single trip packages cover a range of damage costs that won’t fall under the remit of your CDW and LDW. You can get up to £500 of cover for damage to the undercarriage, up to £800 to foot the bill for damaged glass in the windscreen, windows or sunroof, up to £100 per tyre if they need replacing… and more! Check out our Policy Wording for more details, or contact one of our experts.

How Does it Work?

Decide if you need a single or an annual multi trip package – whether you’re travelling at home or abroad, you’ll find our prices hard to beat.
Fill in the easy-to-use online quote form in a few simple steps and have your policy emailed straight to you. You can buy it just before you collect your vehicle or book it up to 12 months in advance of your travels.
Smile smugly when you enter the depot – no need to accept their sneaky rental car excess insurance, you’ve already bagged yourself a bargain!

What is Your Claim Process?

Mislaid keys, pranged bumper, stained seats? Not to worry – if you have to use your car rental excess insurance, we can help you in three easy steps.

Have all of the car rental receipts that you were issued to hand.
Get in touch with us within 31 days by phone, email or post to make your claim.
Receive your refund within 10 working days after it’s been approved.

For Top Protection from Sunroof to Tyre – Travel Safe with LowerHire.

Would a Single Trip or Annual Package Suit Me?

If you want to rent a vehicle for no longer than 62 continuous days, our single trip policy is the ideal money-saving solution. Whether you’re hot-tailing around the Highlands, road-tripping across Route 66 or pootling through Puglia in your rental car, excess insurance from LowerHire will give you peace of mind throughout your travels.

If you regularly rent a vehicle, whether for business or for pleasure, it’s more cost-efficient to choose our annual package. You can enjoy cover for unlimited rental contracts for 12 months, as long as none of the trips lasts for longer than 31 continuous days. We recommend this option if you’re taking three or more trips in a year (you lucky thing!).

Know Before You Go

The key to travelling savvy is forward planning. By taking out a car rental excess insurance policy with us you can avoid the inflated insurance rates at the hire desk and save some money for your travels. Why should you choose us? Funny you should ask…

As specialists in our field, we know how to get the best rates and process your claim more quickly than the majority of our competitors.
You can make savings of up to 65% on our packages when compared with the vehicle hire companies.
We’re known for our comprehensive policies – and the more eventualities covered, the better value the package.
Our policies are underwritten by Allianz Worldwide Partners (AWP), a trusted global leader in financial services.

For Car Rental Savings Just Enquire – Travel Safe with LowerHire.

Still curious? Take advantage of our expert knowledge by browsing our blog

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